Delivering member value is our number one priority. Reap the financial, educational, and social rewards of a Farm Credit Illinois membership.
What Separates FCI From Other Lenders?
While most businesses are motivated by the returns they earn for their investor-owners, the success of a cooperative business is expressed through the value delivered to its member-owners. Without investor-owners, lending cooperatives strive to understand the needs and preferences of their borrower-owners and design products and services that deliver the greatest cooperative value.
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Consider the cooperative advantage when searching for a lender.
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Customized Financing Options
Find a range of loan options for farm families and agribusinesses at Farm Credit Illinois - a lender who continues working for you after closing.
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Patronage Dividends Based on Participation
A cooperative’s cash patronage is distributed equitably based on each member’s participation in the business. Since patronage pays proportionally to contributions, you reap financial rewards from your membership and lower your overall cost of products and services from the cooperative.
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Tailored loan terms, competitive interest rates, and no closing fees*
Cooperatives listen to member-owners requesting new products and services and want to provide the tools needed to succeed. Inquiring about programs available for your specific business model may provide savings and flexible payment options.
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Agricultural expertise and on-farm service
Part of the value created by a cooperative is expertise in the field. Finding a lender with ag experience who will meet you on the farm will save you valuable time while informing your relationship.
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Committed To Their Industry
Cooperatives are called to serve the local communities in which their employees and members live. Doing business with a local lender who gives back – financially and by volunteering – helps your community prosper.
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Support of Local Community
Cooperatives are called to serve the local communities in which their employees and members live. Doing business with a local lender who gives back – financially and by volunteering – helps your community prosper.
