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Loan Products

Farm Credit is the most responsive and flexible source of agricultural credit in the industry, providing clients with the largest variety of customized loan options. By using our one-stop access to all types of agricultural financing, producers have helped make us the leading and single largest agricultural lender in America.

Crop Insurance

Farm Credit Illinois offers a full range of coverage plans from dependable companies. Our crop insurance team will help you sort out your options so you can choose the best plan for your operation and budget. Crop insurance is a risk management tool that protects our stockholder's cash flow and the soundness of our loan program.


We shaped a FreshRoots program tailored specifically for young & beginning farmers. This program provides lending assistance and learning incentives to farmers up to age 40 or in their first 10 years of farming.


FCI members can request a rural appraisal from our experienced team of experts who are equipped with an extensive set of skills and tools. Real estate appraisals serve as an important financing tool when it comes to: real estate transactions, estate planning, and inheritance settlements.


With the strong client focus of our cooperative structure, we provide agribusinesses -- such as grain elevators; input supply dealers; farm equipment dealers; seed companies; meat, grain and food processors; firms providing on-farm services and companies involved in production agriculture -- with the largest variety of specialized products and services available, all designed to provide solutions for your financial needs

Capital Markets Group

Our Capital Markets Group is a joint venture of 1st Farm Credit Services, Farm Credit Illinois and FCS Financial. The specialized staff led by Dale Richardson is headquartered in Naperville, Illinois. By leveraging our collective capital base, we achieve the size and scale necessary to serve the needs of the capital intensive food, fiber and rural infrastructure sectors.

Farm Cash Management

In today’s agricultural industry, maximizing cash assets is critical. That’s why Farm Credit Illinois and our funding bank, AgriBank, FCB, have teamed up to introduce an integrated program to help agricultural producers and agribusinesses manage cash and minimize net interest cost. It’s called the Farm Cash Management program, and is available only to Farm Credit Illinois customers.

The Farm Cash Management program combines the ready availability of a revolving line of credit with the high return of a short-term investment account. The program saves you money by putting your funds to work where they generate the best return. Returns are far superior to the investment option of a low interest savings account.

Life Express

LifeExpress is designed to provide Farm Credit customers with solid cost-effective life and disability insurance solutions. The LifeExpress team will do the shopping for you, providing multiple quotes from the top rate life insurance companies. Contact your local Farm Credit office for a referral today!

Contact Your Local Office for a Referral ​​