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Farm Real Estate

Whether you're financing a new land purchase, refinancing a current mortgage or land contract, or making farm improvements, we have been the recognized leader in competitively priced farm real estate loans for 90 years.

No other agricultural lender provides you with more rate and term options than Farm Credit – options designed to give you financing solutions customized for your unique requirements.


Farm operating loans are not a "one-size-fits-all" proposition. Which is why we give you a choice of operating loans to purchase inputs and pay expenses. Operating loans designed to fit the way you produce and market.

Borrow a lump sum or enjoy a line of credit that gives you the freedom to respond to changing conditions. With our Credit Line operating loan you get cash whenever you need it.

Machinery, Structures, Livestock

Our intermediate-term capital loans give you more than just a competitive interest rate. You'll also get options tailored to the needs of your operation. Plus you'll enjoy convenient payment plans matched to your seasonal cash flow.

Young & Beginning Farmer Programs

Farm Credit Illinois has established lending programs specifically designed to serve young and beginning farmers and small farmers. These programs provide a means to offer dependable, constructive financing and services to these producers for their on-going needs.

Producers in these categories include those who are 35 years old or younger, or who have less than 10 years of farming experience, or those who normally generate less than $250,000 in annual gross sales for agricultural products.

Where appropriate, the associations often utilize State of Illinois programs and USDA Farm Service Agency guarantees to help provide financing to these producers.

Ag Direct

AgDirect® is an ag equipment financing program offered exclusively through equipment dealers. Available through Farm Credit Illinois, AgDirect offers highly competitive purchase, lease or refinancing options with quick decisions and flexible terms

Contact Local Office For More Information

Loan Calculator

This calculator will compute a loan's payment amount at various payment intervals -- based on the principal amount borrowed, the length of the loan and the annual interest rate. Then, once you have computed the payment, click on the "Create Amortization Schedule" button to create a report you can print out