Multi-Peril Endorsements

Multi-peril crop insurance covers crop losses caused by natural events such as drought, excessive moisture, hail, wind, frost, insects and disease.

MPCI ENDORSEMENTS AVAILABLE:

High Risk Alternative Coverage Endorsement (HR-ACE)

Allows policyholders to insure high-risk acres at an additional coverage level that is lower than the coverage level on their non-high-risk acres (as an optional endorsement to a Federal re-insured additional corn, soybean, wheat, or grain sorghum policy).

Multi-County Enterprise Units

Corn and soybeans are now eligible for Multi-County Enterprise Unites for two contiguous counties within a state. This endorsement allows a producer to combine crop acreage by practice into one Enterprise Unit, referred to as a Multi-County Enterprise Unit (MCEU).
  • Premium, guarantee, and liability will be calculated separately for each county in the MCEU. However, total insured acres will be used to determine the appropriate EU premium discount factor.
  • Replant, prevented planting, and claims for indemnity will be determined at the MCEU level.
  • Learn More


Trend Adjusted (TA) APH

Optional endorsement that adjusts your actual production history (APH) yields to reflect long term yield increases based on your county’s historical yields


White and Waxy Corn Coverage

New for 2019, you must divide data bases for your APH to include White and Waxy when a contract is in place. When reporting acreage, you must provide a copy of grower contract and a listing of White and/or Waxy corn prices (contracted and non-contracted) and insured acres capable of producing contracted bushels.

Contract Options

  • Acreage-based contracts: Acres based on lesser of acres specified in contract or planted acres.
  • Production-based contracts: Acres based on lesser of insured acres or acres determined by dividing contracted production by the approved yield.
 

 

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