Do You Have Pasture for Grazing or Haying?

Pasture, Rangeland, Forage Coverage

The pasture, rangeland, forage (PRF) insurance program is designed to provide coverage on your pasture acres. It’s based on a precipitation index and designed to give you the ability to cover replacement feed costs if – due to a lack of precipitation – a loss of forage for grazing or hay for harvesting occurs. Consider the following to determine if PRF is right for your operation:

  • PRF is area-based, payments are not based on an individual’s pasture, but rather on an area’s deviation from normal precipitation.
  • Insure your grazing or haying pasture by selecting two-month intervals to place your coverage. You can spread your coverage across different – but not consecutive – intervals. Coverage levels range from 70-90 percent.
  • You are not required to insurance all your acres.
  • No production reporting, record keeping, or loss adjustment is required.
  • PRF is a federally subsidized product and has a 2019 sales closing date of Nov. 15, 2018.

Apiaries Buzzing About PRF

Did you know you can insure bee colonies using a PRF policy? In 2018, five policies in Illinois covered 90 colonies for a total of $12,756 in liability, according to the RMA Summary of Business.

Pasture Rangeland Forage Protection

Contact your local agent to insure your 2019 pasture acres or apiary with PRF protection.



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